Factoring is a great way to maintain a positive cash flow when building your business. Accounts receivables financing also known as invoice factoring is the practice of selling your invoices at a discount to a factoring company. It is a quick way for small business to raise working capital when needed. The factoring company buys your accounts and advance you up to 90% of the face value of your invoices. They then collect payment from your customers and return the remaining 10% minus there fee after the customer pays in full.